The Less-Known Path to UK Residency: How Commonwealth Citizenship Can Unlock a UK Ancestry Visa
If you have a grandparent born in the UK, you could be eligible for a UK Ancestry Visa – a powerful and often-overlooked pathway to UK residency, work rights, and eventual citizenship. But here’s what many global investors don’t realise: this route is only available to citizens of Commonwealth countries.
Here’s the twist: you don’t have to be born in a Commonwealth country to benefit. Through a Citizenship by Investment (CBI) programme in a Caribbean or Pacific nation you can acquire Commonwealth citizenship, opening the door to the UK Ancestry Visa – legally and fully within UK immigration rules.
Which Commonwealth Countries offer Citizenship by Investment
All five Caribbean nations offering CBI programs are full commonwealth members. These include Grenada, Antigua & Barbuda, St Kitts, St Lucia and Dominica. Options start from $200,000, plus fees.
In the South Pacific, Vanuatu and Nauru, also offer CBI programs and are both fully fledged member of the Commonwealth. Nauru has the lowest cost CBI program available, starting from just $105,000, plus fees.
A Real-World Example: USA Citizen Jack’s Strategic Move To UK Residency
Jack, a successful entrepreneur from California, has always felt a connection to the UK through his grandmother, Penny, who was born in London and moved to the US at 18.
Unfortunately, as a US citizen, Jack discovers he doesn’t qualify for citizenship by descent in the UK, officially known as the UK Ancestry Visa. This visa is only available to Commonwealth citizens.
But there’s a legitimate, globally-savvy workaround.
By firstly obtaining second citizenship through a Citizenship by Investment (CBI) programme in a Commonwealth country — such as Grenada, Antigua & Barbuda, or Nauru — Jack becomes eligible to apply for a UK Ancestry Visa. It’s a compliant, intelligent strategy that transforms family heritage into a solid Plan A for UK residency, with the added advantage of a Plan B passport in the Caribbean.
How The UK Ancestry Visa Works
The UK Ancestry Visa allows Commonwealth citizens with a UK-born grandparent to live and work in the UK. It’s a straightforward route for those with heritage ties to the United Kingdom and a desire for long-term access to Britain.
Key Benefits:
Live, work, and study in the UK for 5 years
No employer sponsorship required
Bring dependents (spouse and children)
Access the NHS and public services
Apply for Indefinite Leave to Remain (ILR) after 5 years
Pathway to UK Citizenship by Descent
Eligibility Requirements
To qualify for an Ancestry Visa UK, you must:
Be a Commonwealth citizen (e.g. through Grenada, Antigua, Dominica, St Kitts or Nauru)
Be 17 years or older
Have a grandparent born in the UK, Channel Islands, or Isle of Man
Intend to work or be self-employed in the UK
Have sufficient funds to support yourself and any dependents
Step-by-Step Process
Step 1: Acquire Commonwealth Citizenship
- Apply for a CBI programme in a country like Grenada, Antigua & Barbuda, or Nauru
- Timeframe: approx. 3–12 months depending on the country. (Nauru is the fastest and lowest in cost)
Step 2: Apply for the UK Ancestry Visa
- Submit documentation showing UK-born grandparent and proof of intent to work
- Processing time: approximately 3 weeks from biometric appointment
Step 3: Relocate to the UK
- Receive a 5-year visa with full work and residency rights
Step 4: Apply for ILR (Permanent Residency)
- After 5 continuous years of legal stay
Step 5: Apply for UK Citizenship
- Usually one year after ILR is granted
Documents Required for UK Ancestry Visa:
Your full birth certificate
Your parent’s and grandparent’s birth certificates
Proof of your new Commonwealth nationality (passport)
Proof of intent to work (CV, job applications, qualifications)
Financial evidence
Timeframe – CBI + UK Ancestry Visa Combination :
Step | Duration |
---|---|
Commonwealth CBI Application | 3–12 months |
UK Ancestry Visa Application | ~3 weeks (priority) |
Residency in UK | 5 years |
Apply for ILR | Year 5 |
Apply for British Citizenship | Year 6+ |
Strategic Investment Migration Planning for Global Citizens
For investors like Jack – who hold the means and motivation to secure global mobility – this lesser-known strategy offers a fully compliant path to one of the world’s most sought-after residencies.
Heritage is powerful and combining citizenship and residency applications correctly can open doors across various continents. At La Vida, we assist clients in every step of the process: from acquiring Commonwealth citizenship to preparing your UK Ancestry Visa application – with full expert guidance along the way. If you have a UK born grandparent and your ultimate goal is to gain UK residency and eventually British citizenship, please get in touch with La Vida’s experts to discuss your options.