The Less-Known Path to UK Residency: How Commonwealth Citizenship Can Unlock a UK Ancestry Visa

If you have a grandparent born in the UK, you could be eligible for a UK Ancestry Visa – a powerful and often-overlooked pathway to UK residency, work rights, and eventual citizenship. But here’s what many global investors don’t realise: this route is only available to citizens of Commonwealth countries.

Here’s the twist: you don’t have to be born in a Commonwealth country to benefit. Through a Citizenship by Investment (CBI) programme in a Caribbean or Pacific nation you can acquire Commonwealth citizenship, opening the door to the UK Ancestry Visa –  legally and fully within UK immigration rules.

Which Commonwealth Countries offer Citizenship by Investment

All five Caribbean nations offering CBI programs are full commonwealth members. These include Grenada, Antigua & Barbuda, St Kitts, St Lucia and Dominica. Options start from $200,000, plus fees.

In the South Pacific, Vanuatu and Nauru, also offer CBI programs and are both fully fledged member of the Commonwealth. Nauru has the lowest cost CBI program available, starting from just $105,000, plus fees.

A Real-World Example: USA Citizen Jack’s Strategic Move To UK Residency

Jack, a successful entrepreneur from California, has always felt a connection to the UK through his grandmother, Penny, who was born in London and moved to the US at 18.

Unfortunately, as a US citizen, Jack discovers he doesn’t qualify for citizenship by descent in the UK, officially known as the UK Ancestry Visa. This visa is only available to Commonwealth citizens.

But there’s a legitimate, globally-savvy workaround.

By firstly obtaining second citizenship through a Citizenship by Investment (CBI) programme in a Commonwealth country — such as Grenada, Antigua & Barbuda, or Nauru — Jack becomes eligible to apply for a UK Ancestry Visa. It’s a compliant, intelligent strategy that transforms family heritage into a solid Plan A for UK residency, with the added advantage of a Plan B passport in the Caribbean.

How The UK Ancestry Visa Works

The UK Ancestry Visa allows Commonwealth citizens with a UK-born grandparent to live and work in the UK. It’s a straightforward route for those with heritage ties to the United Kingdom and a desire for long-term access to Britain.

Key Benefits:

  • Live, work, and study in the UK for 5 years

  • No employer sponsorship required

  • Bring dependents (spouse and children)

  • Access the NHS and public services

  • Apply for Indefinite Leave to Remain (ILR) after 5 years

  • Pathway to UK Citizenship by Descent

Eligibility Requirements

To qualify for an Ancestry Visa UK, you must:

  • Be a Commonwealth citizen (e.g. through Grenada, Antigua, Dominica, St Kitts or Nauru)

  • Be 17 years or older

  • Have a grandparent born in the UK, Channel Islands, or Isle of Man

  • Intend to work or be self-employed in the UK

  • Have sufficient funds to support yourself and any dependents

Step-by-Step Process

Step 1: Acquire Commonwealth Citizenship

  • Apply for a CBI programme in a country like Grenada, Antigua & Barbuda, or Nauru
  • Timeframe: approx. 3–12 months depending on the country. (Nauru is the fastest and lowest in cost)

Step 2: Apply for the UK Ancestry Visa

  • Submit documentation showing UK-born grandparent and proof of intent to work
  • Processing time: approximately 3 weeks from biometric appointment

Step 3: Relocate to the UK

  • Receive a 5-year visa with full work and residency rights

Step 4: Apply for ILR (Permanent Residency)

  • After 5 continuous years of legal stay

Step 5: Apply for UK Citizenship

  • Usually one year after ILR is granted

Documents Required for UK Ancestry Visa:

  • Your full birth certificate

  • Your parent’s and grandparent’s birth certificates

  • Proof of your new Commonwealth nationality (passport)

  • Proof of intent to work (CV, job applications, qualifications)

  • Financial evidence

Timeframe – CBI + UK Ancestry Visa Combination :

 

StepDuration
Commonwealth CBI Application3–12 months
UK Ancestry Visa Application~3 weeks (priority)
Residency in UK5 years
Apply for ILRYear 5
Apply for British CitizenshipYear 6+

Strategic Investment Migration Planning for Global Citizens

For investors like Jack – who hold the means and motivation to secure global mobility – this lesser-known strategy offers a fully compliant path to one of the world’s most sought-after residencies.

Heritage is powerful and combining citizenship and residency applications correctly can open doors across various continents. At La Vida, we assist clients in every step of the process: from acquiring Commonwealth citizenship to preparing your UK Ancestry Visa application – with full expert guidance along the way. If you have a UK born grandparent and your ultimate goal is to gain UK residency and eventually British citizenship, please get in touch with La Vida’s experts to discuss your options.

Contact Advisor

Tags: antigua, Caribbean Citizenship by Investment News, dominica, grenada, nauru, st kitts, UK

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