Nicaragua Permanent Residency by Investment Programme

Nicaragua’s Permanent Residency by Investment programme stands out as one of the world’s most cost-effective options. You can secure Nicaraguan residency with a mere $30,000 investment in real estate, a business, or a government-approved agricultural or forestry project. This residency permit is valid for five years. While there isn’t an official requirement to maintain residency, it is recommended to spend at least one month annually in Nicaragua, or more if you aim for eventual naturalization.

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Nicaragua Independent Means Visas – Rentista and Pensionado Visas

Nicaragua also offers two visa options for foreign retirees and expatriates: the Rentista Visa and the Pensionado Visa. The Rentista Visa is designed for individuals with a stable monthly income, which can come from various sources such as pensions, investments, or rental properties. To qualify for a Rentista Visa, applicants typically need to demonstrate a minimum monthly income of $750. On the other hand, the Pensionado Visa is specifically geared towards retirees, requiring proof of a pension or retirement income of $600 per month. Both visas provide access to Nicaragua’s welcoming and affordable living environment, allowing foreigners to enjoy the country’s natural beauty, rich culture, and a cost-effective lifestyle. These visa options have made Nicaragua an increasingly popular destination for retirees and expats seeking a more relaxed and affordable way of life. These visas are temporary visas which need to be renewed each year.  Permanent residency can be applied for after three years or continuous living.

Nicaragua Citizenship by Investment programme


Although Nicaragua does not offer a direct Citizenship by Investment program, you can apply for citizenship after two consecutive years of living in Nicaragua through the Permanent Residency by Investment programme. A minimum stay of 180 days per year in the country is required. To qualify, Nicaraguan citizenship applicants must demonstrate proficiency in Spanish and pass a naturalization test covering the country’s culture and history. Once citizenship is granted, Nicaraguan passport holders gain visa-free and visa-on-arrival access to 142 countries and overseas territories worldwide, including the UK, EU Schengen Zone, Singapore UAE and more. The Pensionado or Rentista visa programmes require four consecutive years of full time residency to qualify for Citizenship.

For those seeking a direct Citizenship by Investment programme without the two-year residency requirement, there are alternative options to consider, such as Antigua, St Lucia, or Grenada. While these programs come at a higher price, citizenship can be obtained within 4-6 months, and these countries often have more extensive visa-free agreements in place. Explore some of the most popular alternatives below.

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Nicaragua Golden Visa & Investment Programmes FAQ's