Discovering Portugal: A Golden Opportunity for International Investors

For high net worth individuals seeking a gateway to Europe, Portugal’s Golden Visa programme offers a unique opportunity to secure residency and even citizenship in one of Europe’s most attractive destinations. Whether you come from Asia, the Middle East, Africa, the Americas, or any other part of the world, Portugal welcomes you with open arms, promising a world of possibilities.


Understanding the Portuguese Golden Visa Programme

Portugal’s Golden Visa programme is a pathway for affluent individuals and their families to obtain residency and potentially citizenship by making a substantial investment in the country. By participating in this programme, you open doors to a range of benefits and opportunities. In October 2023, Portugal amended their Golden Visa legislation so the programme now requires applicants to make an investment of €500,000 into a Private Equity or Venture Capital fund.

Benefits of the Programme

  1. Eligibility to live, work and study in Portugal
  2. Visa free travel throughout the EU Schengen zone
  3. Ability to apply for Portuguese citizenship after five years (without needing full residency)
  4. Minimum stay requirement of just 14 days every two years
  5. No tax on worldwide income
  6. Option for Non-Habitual Tax Residency (NHR)


Real Estate Opportunities

Whilst it is no longer possible to apply for a Golden Visa by investment in real estate, foreign citizens are still permitted to purchase property in Portugal in general. If you are applying for Portugal’s Golden Visa programme through the new fund route, once your application has been approved and you receive your Portuguese residency permit, you may wish to then either purchase or rent a Portuguese property. Portugal offers a diverse range of real estate options, from historic apartments in Lisbon to coastal villas in the Algarve. Whether you’re looking for a second home or a permanent residence, Portugal’s property market can cater to your desires.

Cultural and Recreational Delights

Portugal boasts a rich cultural heritage, with historic cities, vibrant festivals, and a thriving arts scene. Enjoy exquisite Portuguese cuisine, renowned wines, and explore the picturesque countryside and vineyards. Portugal offers a high quality of life enriched by its history and traditions.

Top-Notch Education

If you have a family, Portugal offers internationally recognized schools and universities. The education system is designed to provide a well-rounded education for your children in a multicultural environment. Public schools in Portugal offer free education to foreign residents. There are also many highly regarded international schools that follow the US and UK education curriculum, which are also competitively priced compared to other parts of the world.


Investing in Portugal means creating a legacy for your descendants. The stable political environment and flourishing economy ensure that your investment today can benefit your children and grandchildren. Participants in Portugal’s Golden Visa Programme have the opportunity to pursue Portuguese citizenship after maintaining a residency permit for five years, with each application evaluated individually. If you decide to apply for Portuguese citizenship, this can be passed down through generations to come. Gaining Portuguese citizenship grants visa-free access to 198 countries and territories globally, encompassing 80.4% of the world’s GDP and enjoying 91.8% of worldwide travel popularity based on international visitors.


Portugal is not just a place to reside; it’s a lifestyle. The country’s natural beauty, combined with its modern amenities, makes it an irresistible destination for affluent individuals and families. Portugal offers a diverse range of cultural, social, and recreational activities throughout the year.

Cultural Experiences

Portugal’s festivals, such as Carnival, Fado music performances, and traditional processions, offer a glimpse into the country’s rich heritage. The local arts and cultural scene is vibrant, ensuring that residents can immerse themselves in Portuguese culture.

Health and Wellness

Portugal promotes a healthy lifestyle with access to high-quality healthcare facilities. The Mediterranean climate, outdoor activities, and a variety of wellness options contribute to a holistic sense of well-being.

Global Connectivity

For business professionals, Portugal’s location in the Western European Time Zone facilitates communication with global partners. The country’s modern telecommunications infrastructure ensures that you can stay connected with the world.


Residing in Portugal means creating a brighter, secure future for yourself and your loved ones. It’s about establishing a home in a welcoming community that shares your values of excellence, privacy, and inclusivity.

Business Opportunities and Financial Services

Portugal offers business opportunities in various sectors, including real estate, technology, and renewable energy. The country’s government actively supports investors, and a well-established financial sector caters to your wealth management needs.

Environmental Stewardship

Portugal is committed to environmental conservation and sustainability, protecting its natural beauty. Initiatives to preserve the environment ensure that the country remains a paradise for future generations to enjoy.

Community and Belonging

Portugal’s warm and friendly locals, along with a diverse expatriate community, provide a strong sense of belonging. Community events, international schools, and social clubs foster a sense of inclusion and friendship.

Cost of Living

Portugal boasts a relatively affordable cost of living, making it an enticing destination for expatriates and retirees. Housing expenses vary by location, with major cities like Lisbon and Porto having higher rents. Grocery prices are reasonable, and eating out at local restaurants is often affordable compared to other locations in western Europe. Transportation costs are manageable, and utilities, including electricity and water, are generally fair. Lifestyle choices and location significantly influence expenses, with rural areas offering a lower cost of living.

Tax in Portugal

Portugal’s income tax for residents typically averages around 28%, depending on the income level. The country offers a Non-Habitual Resident (NHR) regime, which can significantly reduce the tax burden for certain professionals and retirees. Under this scheme, foreign-sourced income may be exempt from Portuguese taxation, and other income is subject to favourable tax rates for a period of ten years. This tax regime makes Portugal an even more attractive destination for those seeking both a favourable cost of living and tax advantages. It is important to note that the NHR regime is set to close in 2024.

Cryptocurrency Friendly

Portugal has established itself as a crypto-friendly country, fostering a welcoming environment for cryptocurrency enthusiasts and businesses. Bitcoin earnings for businesses are exempt from value-added tax (VAT), and cryptocurrency enterprises encounter fewer legal and regulatory obstacles compared to other nations. Moreover, for occasional bitcoin traders, their earnings might be tax-free. However, if crypto trading becomes one’s primary source of income, it necessitates tax return filing and payments. Profits from crypto trading are subject to a tax rate of 28%. These policies create an attractive landscape for cryptocurrency activities, contributing to Portugal’s growing popularity among digital currency enthusiasts.


Portugal’s Golden Visa programme stands out as a premier choice. Its combination of attractive incentives, unparalleled lifestyle, and provisions for the future make it the ideal destination for high net worth individuals from around the globe. Embrace Portugal and build a radiant future under the European sun.

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