Europe Golden Investor Visas

European Golden Visa Programs

Europe’s golden visa programs offer far more than a visa – they open the door to long-term EU residency, future citizenship, and Schengen-zone freedom for your entire family. For many of our clients, the motivation goes beyond immigration: a second residency in Europe represents a Plan B, a legacy asset, or a multigenerational opportunity to give their family roots in one of the world’s most stable, culturally rich regions.

Portugal, Malta, Greece and Italy each offer a proven Golden Visa pathway, with investments starting from €250,000 upwards. While real estate was once the dominant route, most programs have shifted toward direct investment into their economies – through approved private equity funds, business creation, or other qualifying assets – reflecting a broader maturation of the golden visa offering across Europe.

La Vida’s independent specialist team will help you find the program and route that fits your goals.

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European Golden Visa Program Comparison

CountryProgram TypeMinimum InvestmentInvestment TypeProcessing Time *Key Benefit
PortugalPortugalResidency by Investment€500,000Fund Investment8-12 monthsFlexible pathway to EU citizenship
ItalyItalyResidency by Investment€250,000Innovative Start-Up Investment3-6 monthsInvestment after approval. Tax residency benefits
GreeceGreecePermanent Residency Program€250,000Real Estate Investment10-12 monthsOnly direct EU real estate investment
HungaryHungaryResidency by Investment€250,000Real Estate Investment Fund1-3 monthsFastest EU processing
MaltaMaltaPermanent Residency Program€99,000 + Real EstateProperty Investment and Government Contributions4-6 monthsLifetime EU permanent residency
CyprusCyprusResidency by Investment€300,000Real Estate Investment4-6 monthsPermanent residency with tax benefits
LatviaLatviaResidency by Investment€60,000Business Investment3-4 monthsLowest cost EU program

*Please note that processing times are subject to change and are determined by the relevant government authority. The timeframes quoted should be used as a guide only.

EU Golden Visa Programs

A selection of the most popular golden visa investor programs in Europe.

Portugal Golden Visa

Portugal

From €500,000 + costs
Private Equity Investment
European Residency
EU Schengen Zone Travel
Apply Citizenship 7-10 years

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Italy Golden Visa

Italy

From €250,000 + costs
Private Equity Investment
European Residency
EU Schengen Zone Travel
Apply Citizenship 10 years

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Malta Residency by Investment

Malta

From €99,000 + costs
Investment and Donation
Permanent Residency + Citizenship
Full Family Options

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Greece Golden Visa

Greece

€250,000 + costs
Real Estate Investment
European Residency
EU Schengen Zone Travel

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Latvia Golden Visa

Latvia

From €60,000 +
Latvian Residency
Visa Free Travel
Full Family Application

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Hungary To End Investor Visa Programme

Hungary

Hungary Golden Visa
€250,000 + costs
Fund investment
European Residency
EU Schengen Zone Travel

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Benefits of a European Golden Visa

A European Golden Visa gives foreign investors the right to live, work, and study in the EU, along with a range of additional benefits:

  • Visa-free travel throughout the 26-country EU Schengen zone
  • Potential pathway to citizenship after a qualifying residency period
  • Full residency rights for qualifying family members
  • Increased access to EU business markets and banking
  • The right to live and retire in Europe

Each program has its own benefits, processing timelines, and requirements.

 

Requirements for European Golden Visa Programs

Requirements vary by country and are subject to change. Common requirements across European golden visa programs include:

  • A clean criminal record
  • Proof of funds and financial records
  • No previous Schengen visa refusals
  • Current non-EU residency (including UK residents post-Brexit)

For further advice about family requirements, due diligence fees and background checks for each of the EU Golden Visa programs, contact our specialist team.

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European Citizenship has strength

Countries within Europe and the EU Schengen zone especially have incredibly strong passports. Citizenship of an EU country and the related passport is not usually a direct benefit of a golden visa without a period of residence and connections being built with that country. But for those choosing to reside in EU countries a path to citizenship often exists both for first generation applicants and subsequent generations. European passports offer visa free travel to some of the largest economies worldwide. Our own unique research at La Vida on passport strength shows that 28 of the top 40 passports are European. They each offer visa free access to over 80% of the global economy. An incredible statistic given that half of all countries worldwide each have access to less than 30%. A real benefit for anyone from those countries, particularly global entrepreneurs gaining nationality in Europe.

EU Economies benefit from Golden Visas

Research undertaken at La Vida shows that for the four European countries offering golden visa programs their economies all outgrew the Eurozone. While the Eurozone grew just 10% in real GDP terms in the period in question from 2017 – 2025, Portugal grew by 18%, Greece by 16%, Spain by 15% and Malta by an incredible 53%. Of course golden visas alone did not contribute to this outperformance. However having the right to residence in faster growing economies offers a clear advantage. And these economies along with others such as Hungary and Cyprus offering such programs in the EU invariably demonstrate economic outperformance.

Latest News on European Golden Visas

See our blog for the latest updates on EU Golden Visa programs

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European Golden Visa FAQs

What is a European Golden Visa?

A European Golden Visa is a residency-by-investment permit offered by individual EU member states. It grants foreign nationals and their families the right to live, work, and travel in the EU in exchange for a qualifying investment, typically into real estate or approved funds. Residency can be renewed provided the investment is maintained, and most programs offer a pathway to citizenship after five years.

How much do I need to invest to get a Golden Visa in Europe?

The minimum investment depends on the program. For example, in Portugal, the investment threshold starts at €500,000 into an approved private equity or venture capital fund, plus associated fees. In Greece, investment starts from €250,000 in real estate, and in Italy the minimum investment starts at €250,000, plus fees,

Which is the best EU Golden Visa?

Based on application volumes, program maturity, and the pathway to EU citizenship, Portugal’s Golden Visa is consistently the most sought-after program in Europe, with investment starting from €500,000. However, Greece and Italy both offer lower entry points and faster processing timelines, making them attractive alternatives for investors prioritizing speed and affordability.

Which is the cheapest European country for a Golden Visa?

Several nations offer competitive investment thresholds, such as Portugal and Greece with an investment amount of 250,000- €500,000. Each Golden Visa program has its own requirements and fees. Contact us, and we will give you further information regarding the details.

How many countries can I visit with an EU Golden Visa?

Having a European Golden Visa allows individuals to travel visa-free in the Schengen zone, which includes 26 countries in Europe.

La Vida – The European Golden Visa Experts

La Vida has over a decade of experience advising investors on European golden visa programs, having first launched our services in 2012 – before many providers in this space existed. Based in London, our expert team of advisors is not tied to any single country or program, meaning you receive genuinely impartial guidance across every option available to you.

We have advised thousands of potential applicants for the Portuguese Golden Visa. It remains the most established and consistently popular residency by investment program in Europe. According to our investor data, 68% of American investors who come to us choose Portugal. But the right program depends entirely on your goals, timeline, and family situation – and that’s exactly what our advisors are here to work through with you.

Investment thresholds, program rules, and processing timelines are subject to change. Get in touch with our experts for the most recent details.

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Why La Vida?

La Vida offers all the EU Golden Visa programs.

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Advice given to prospective investors

Last Updated June 2026